SuperLife's aim is to help you save money on your life insurance. Here are some tips that will do just that:
- Set aside time to regularly review your life insurance coverage. Your circumstances change often and your policy might need to be adjusted as well.
- Choose a stable company over one that might be cheaper but may not be around to look after your beneficiaries.
- Do your own research to ensure you purchase the right amount of coverage for your lifestyle, and don't end up with a cookie-cutter policy.
- Do not rely on life insurance coverage from your work. An individual policy is frequently preferable to a group plan.
- Let Insurance companies compete for your business. Get multiple quotes and make sure you save on your premiums.
- Buy life insurance when you are young. You will save a lot of money on your premiums this way.
- Buy life insurance when you don't need it. If you buy when you are healthy it will be a lot cheaper than if you buy after you get sick.
- Always keep up to date with your payments. Many life insurance policies lapse and when times are tough that can be disastrous.
- If you lead a high-risk lifestyle look for insurance companies that offer specialised high-risk life insurance policies.
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